Practical Structuring, Super and Wealth Support
The way your business and investments are structured today can influence flexibility, tax outcomes and opportunities for years to come. Decisions around superannuation and long-term wealth planning often involve considerations that extend well beyond the present.
As advisors providing business structuring guidance in Melbourne, we help clients assess these decisions with care and clarity. We take the time to understand your circumstances, priorities and comfort with risk before discussing the options available.
By explaining structures clearly and considering how they may evolve over time, we help ensure your business, super and investment arrangements continue to support your long-term intentions.
Understanding Structural Options
Different structures serve different purposes. Companies, trusts, individuals and superannuation funds each operate under their own rules and considerations.
We help you understand how these structures work and where they may be appropriate depending on your circumstances. By explaining the practical implications clearly, you can assess which structures may support your goals both now and into the future.
Evaluate Long-Term Implications
Structuring decisions influence more than immediate tax outcomes. They can affect flexibility, risk exposure and opportunities for future growth or transition.
We help you consider these implications carefully so decisions are made with a clear understanding of both current and future outcomes.
Planning for Future Flexibility
Business and personal circumstances rarely remain static. Growth, investment changes or new priorities can all influence how structures operate over time.
We help ensure your arrangements provide enough flexibility to adapt as circumstances change, supporting both stability today and opportunities in the future.
Our Structuring, Super & Wealth Services
Our structuring, super and wealth services focus on helping you understand how different structures interact and how decisions made today may influence flexibility, protection and opportunities in the future.
This includes:
Choosing the right structure is an important foundation for business and investment activities. We provide guidance on establishing companies, trusts and sole trader structures, as well as reviewing existing arrangements when circumstances change. Our approach considers how your structure aligns with your goals, risk comfort level and long-term plans so it continues to support where you are heading.
Effective tax planning involves careful consideration rather than reactive decisions. We help clients explore tax planning and asset protection strategies appropriate to their situation, focusing on sustainability and risk awareness. Our advice is designed to support informed decisions and long-term stability rather than aggressive or short-term approaches.
For clients considering or already operating a self-managed super fund, we provide support across setup, ongoing administration, accounts and tax returns. Our role is to ensure SMSF obligations are managed clearly while helping you understand how superannuation fits within your broader financial and wealth position.
For businesses that require a higher level of financial oversight, our Virtual CFO advisory service provides structured support around cash flow management, reporting and forward planning. This service suits growing businesses that benefit from regular financial insight and a more proactive strategic perspective.
Our Approach to Business Structuring & Wealth Planning
Structural decisions carry long-term implications, which is why our advice is led by experienced directors who remain closely involved with your planning.
This continuity ensures your circumstances, goals and existing arrangements are understood clearly when considering structural changes or long-term strategies.
Our approach focuses on balanced planning rather than quick solutions. We take the time to understand your situation and explore options that align with your long-term goals and comfort with risk.
This helps ensure structural decisions remain sustainable and well considered.
Structural and wealth decisions can involve complex considerations. We focus on explaining options clearly so you understand the implications of each choice.
With better clarity around your options, decisions become more measured and aligned with your broader intentions.
Business Structuring Melbourne Clients Trust
Clear structuring and wealth planning can provide greater stability and flexibility as your business and investments evolve.
At Elev8, we provide business structuring guidance in Melbourne that helps clients assess options, understand implications and plan ahead with confidence. Speak with our team to discuss how we can support your next stage today and set yourself up for success in the future.
Accounting That Goes Beyond Compliance
Advice Aligned to Your Risk
Built for Small and Family Businesses
Experienced in Complex Matters
We have had a very positive experience working with the Elev8 Accountants (ie SAACS) team, who have been responsive, practical, and clear in their advice. They have supported us through accounting transitions, bookkeeping recruitment, and complex matters such as motor vehicles and FBT, always providing timely and well‑reasoned guidance. Communication has been straightforward and professional, with proactive follow‑up when information was required. Overall, SAACS have demonstrated a strong understanding of our business needs and operate as a reliable extension of our finance function.
Working with Melody, Ruby and the team at Elev8 (ie Southern Accounting) has been an absolute pleasure. From the very beginning – when Hough Gardens was just getting off the ground – they have been a genuine business partner, not just an accountant.
Over the past ten years, they have helped us grow from a one-person operation to a team of 15. That growth did not happen by accident. Their team have been involved at every stage – setting up our structure properly from the start, keeping on top of our BAS lodgements and annual returns, managing our books, and connecting us with the right business contacts when we needed them.
What sets them apart is how well they understand our business. They do not just handle the numbers – 2 meetings each year they take the time to understand where we are heading and offer practical and tailored advice that gives me real confidence in the decisions I am making. And their responsiveness and attention to detail are a big plus.
I cannot recommend Elev8 team highly enough to any business owner looking for accounting and advisory support they can genuinely rely on.
Ruby and the team have been supporting me and my businesses for well over 10 years. They have been instrumental in helping me establish a B2B software company whose software is used across multiple countries by thousands of users. Their advice is measured, researched, and contemporary, and, importantly, it has helped me make smart decisions.
I highly recommend Melody and the entire team at Elev8 ie Southern Accounting. Since taking over the accounting and tax requirements for Sigasig Consulting, Mel has provided exceptional & proactive service. She expertly guided us through restructuring our business ensuring we had the most tax-effective setup for our future goals. Melody is incredibly thorough, whether she is reconciling our accounts, providing comprehensive executive summaries, or helping with our bookkeeping. Her clear communication and genuine care for our financial well-being make her an invaluable partner, and we couldn’t be happier with the peace of mind she and her team brings.
Elev8 ie SAACS have been the trusted accounting advisors of Acolyte Project Management since the company inception in 2021, when they were highly recommended by an acquaintance. They have proven to be an invaluable source of tax and accounting knowledge for our business, not only at tax time but throughout the year. Both accountants and the admin team are always readily available throughout the year to assist with any query irrespective of how minor or trivial. I cannot recommend them highly enough to any business who is looking for a change in advisory services or a business upstart needing the guidance of an accounting expert.
I’ve worked with Melody and her team for many years and have always appreciated not just their professionalism, but the relationship we’ve built over that time. They are approachable, responsive and genuinely care about the people they work with. We even have fun.
As tax and compliance rules seem to become more complicated every year, we share an alignment that things should be kept as simple and practical as possible, and Melody has a real talent for bringing clarity to what can often feel overwhelming.
Most importantly, she is someone I trust, and that trust has been earned through years of consistent support, good advice and always being there when needed.
My family have been involved with the team at Elev8 Accountants (ie SAACS) for over 20 years and across 3 generations.
This started with the establishment of my parents’ family trust and then both my company and my sons plumbing company. During this time, we have dealt with Ashley, Melody and Kelly. It is so comforting to deal with the same professional team every year.
They are more than just accountants and have become key advisors and friends.
As a small business owner and a legal practitioner, the ongoing assistance that Ruby, Ashley and the team at Elev8 Accountants (ie SAACS) provide is invaluable. I particularly appreciate that I can pick up the phone or drop an email — whether it is in relation to my business structure, intermittent issues regarding tax (including tax planning), or simply regarding my BAS and annual returns — and my issue gets addressed promptly, competently and pleasantly. That is really important when you are trying to run a busy business!
As the Director of Easy Reach Scaffolding, I needed an accounting firm who understood the complexities of the construction industry. Their team, especially Ashley, Melody and Ruby have provided expert guidance for over 15 years, personally and professionally. Their foresight and strategic advice has set us up for success! If you are looking for prompt, expert financial guidance, look no further than Elev8 Accountants. True Professionals!
We have been working with Ashley and Ruby and the team for over two decades now, and their support has been invaluable to our success. From the initial setup of our family trust to the complex establishment of our SMSF, they have guided us through every financial milestone with expertise and care. Their proactive approach and deep understanding of our long-term goals give us complete peace of mind. We couldn’t ask for a more trusted partner to handle our business and personal accounting.
Melody and the entire team at Elev8 Accountants are simply amazing to work with. They have an incredible ability to manage financials and tax returns for my business while explaining complex terms in a simple way so I always feel in control. Their proactive advice on business structures and strategic planning has been instrumental in helping my business thrive. I am so grateful to have them on my team and cannot recommend their expertise highly enough.
I have been with Elev8 Accountants (ie SAACS) for over 20 years, and through that time they have been a constant and trusted presence in both my professional and personal financial life. Running a medical business comes with its own complexities — and over the decades there have been moments that required more than just compliance. When it was time to set up a proper structure, they guided me through it thoughtfully. When it made sense to simplify my affairs, they helped me do that too. They read the situation, give sound advice, and do not push you toward unnecessary complexity. That kind of measured, long-term thinking is genuinely valuable.
What I also appreciate is their patience. I ask questions — I always have — and Ruby and Melody have never made me feel like any question is too small or too basic. They take the time to explain things properly until I actually understand.
Twenty years is a long time to stay with anyone. With Elev8 Accountants, it has never been a difficult decision.
I have been with Elev8 Accountants (ie SAACS) for over 20 years, so when I decided to start my fabrication business three years ago, there was only one call to make. They helped me set the company up properly from the beginning, and since then they have taken care of everything on the accounting side so I can stay focused on what I actually do — running and growing the business. We meet twice a year, and those meetings matter. It is not just a box-tick — Melody and the team take the time to understand what is happening in the business, where things are heading, and what I need to be thinking about. For a business owner in the early years, that kind of structured check-in gives you a lot of confidence.
What has also been invaluable is the network. When I have needed a lawyer or a car loan broker, they always have pointed me in the right direction — trusted people who do the job properly. It means I am not navigating everything alone. Starting a business is daunting. Having Elev8 Accountants behind me from day one has made me feel well looked after and genuinely confident in the decisions I am making. I would not have it any other way.
I have been with Elev8 Accountants (ie SAACS) for over 20 years and the way the team has looked after my business has been first class. Their availability and attention are amazing!
I have been working with Elev8 Accountants (ie SAACS) for over 20 years, and there is a reason for that. When you are actively buying, selling, and managing a property portfolio, the tax implications of every decision matter — CGT, GST, timing, structure. They understand all of it, and more importantly, they explain it clearly so I can make informed decisions rather than just signing off on whatever is put in front of me. Over the years they have guided me through some complex property transactions — development scenarios, margin scheme considerations, capital gains events across multiple holdings — and I have always walked away confident that everything has been handled correctly and efficiently. They do not just look at what happened last year. They think ahead, which is exactly what you need when you are moving property.
Trusted with our family and business finances for 15+ years and counting.
Running a hair salon in Melbourne CBD means the decisions never stop — cashflow, staff, rent, growth. Twice a year, we sit down with Melody and work through all of it. Cashflow forecasting, projections, employee hiring, lease renewals, tax planning — they understand our business well enough to give us real and practical guidance, not just numbers on a page.
They know our history, they understand what we are building, and they are always prepared when we walk in the door.
If you want accountants who are genuinely invested in your business — not just your tax returns — Elev8 Accountants are exactly that.
I have only been with Melody and the team for about a year, but in that time they have covered more ground than I expected. Within twelve months we have had four proper meetings — not quick check-ins, but structured conversations where things actually got done. They brought my compliance fully up to date, including tax returns and BAS, helped me simplify what had become a complicated business and investment structure, and moved me onto better software that has made a real difference to how I run things day to day. On top of that, they liaise directly with my lawyer and broker — efficiently and professionally — so I am not stuck in the middle trying to coordinate everyone. I came in not knowing how behind I was or how tangled things had become. I am leaving each meeting with clarity and a clear next step. These are people who know exactly what they are doing, and for anyone running a restaurant or a delivery business — where things move fast and the admin can quickly get out of hand — having Elev8 in your corner makes a genuine difference.
Running a business in property design and project management means I am constantly focused on the work in front of me — not spreadsheets, not BAS deadlines, not tax returns. Ruby, Melody and Kelly handle everything for me — bookkeeping, BAS lodgements, annual tax returns, tax planning and business consultation meetings. Not to mention that they are always proactive. I am not chasing them — they come to me with what I need to know, when I need to know and do it. For anyone running a business who wants an accounting team they can truly rely on and hand things over to, I cannot speak highly enough of Elev8 Accoutants ie SAACS.
Thank you to Melody and the team at Elev8 Accountants for providing a thoroughly bespoke accounting service.
I came to Elev8 ie SAACS about 3 years ago at a point where I needed clear guidance on how my business was structured and whether I was on top of my obligations. From our very first meeting, Melody outlined exactly what she would do and how she would help — and she has delivered on every one of those promises. The team reviewed my business structure, walked me through the compliance essentials in plain language, and helped me understand my cashflow in a way I never had before. Their tax planning support has also been genuinely valuable, giving me visibility over what is coming and helping me plan ahead with confidence. What I appreciate most is that Melody is always accessible. I never feel like I am chasing anyone for answers. If you are a small business owner looking for accountants who are prompt, proactive, and actually care about your business, I cannot recommend them highly enough.
We have been with Elev8 Accountants ie SAACS for over 20 years, and in that time they have managed the full complexity of our family group’s affairs — annual accounts and tax returns across our trading and investment trusts, and advice in relation to tax planning, capital gains tax, superannuation strategy, and estate considerations.
What I value most is meetings with Ashley or Melody. We sit down, work through everything — trust distributions, carried-forward losses, superannuation contributions, property and share income — and we leave with a clear plan and a comprehensive set of notes that I can rely on. Their advice is always well-considered and explains not just what to do, but why.
Ruby and Kelly handle the ongoing compliance work efficiently and are always responsive when something comes up between meetings.
Over 20 years, the level of care and competence has been consistent.
We have been with Elev8 Accountants for over 6 years, and they have been there for every stage of building my business and my property investments — from setting up the right structure at the start, to keeping on top of compliance, and to making sure I am minimising tax effectively.
What I particularly appreciate is that that they do not wait for me to come to them. When things get busy and I fall behind, they follow up and keep things moving. For a business owner with a packed schedule, that kind of proactive approach is exactly what you need.
They are also genuinely responsive. Whenever I have a question, I get a clear and timely answer. It feels less like a transactional relationship and more like having a trusted adviser in your corner.
I have already referred a number of people to Elev8 — because when you find a team this good, you want the people around you to benefit from them too.
Thank you for reaching out. Please complete the form below with your enquiry details, and one of our team members will get back to you as soon as possible. We look forward to assisting you.
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Frequently Asked Questions
When should I review my business or investment structure?
Do I need a self-managed super fund to plan for the future?
An SMSF can suit some situations, but it isn’t right for everyone. We help clients understand whether an SMSF aligns with their goals and circumstances before supporting any next steps.
How do you approach tax planning?
We take a considered, risk-aware approach to tax planning. Our focus is on sustainable strategies that align with your comfort level and long-term intentions, rather than aggressive or short-term outcomes.
Can structuring and wealth advice evolve as my circumstances change?
As your business, investments or personal situation evolve, your planning needs often change too. Our advice is designed to adapt over time, providing relevant guidance at each stage.
Will I work directly with an experienced advisor?
We value continuity and long-term relationships. You’ll work directly with experienced advisors who understand your history and remain involved over time.
What if I’m unsure where to start?
That’s very common. We begin by understanding your current position and what you’re hoping to achieve, then guide you through your options in a clear, practical way, without pressure.

